HOUSTON --A businessman and his debt repair companies must pay $13.8 million for committing fraud against hundreds of Texans. Attorney General Greg Abbott's office on Tuesday announced the penalty against Robert M. Lindsey, Jubilee Financial Management LLC, The Credit Card Solution and Freedom from Debt Alliance. A jury in Houston found that the four failed to register with state authorities. The companies falsely claimed that debts would be eliminated and their credit ratings would be restored by just filing lawsuits. More than 700 people paid an average of $3,000 for fraudulent services including form letters. Jurors found the companies and Lindsey violated the Texas Deceptive Trade Practices Act and the Texas Credit Services Act. Lindsey and TCCS violated the Texas Business Opportunity Act.