Whether you have insurance or not, it'll be an out-of-pocket expense to get your home back to the way it was.
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We found neighbors stretching their dollars by staying upstairs while the renovations are completed. They say it's a simplified life.
It's something the Noon family is living and learning now. Paper and plasticware is the new norm for the Kingwood family.
The family of four, including two teenage boys and their pets, had to find a way to make upstairs living work.
They decided to stay in their home when they considered still having to pay their mortgage and other expenses.
So, now the second floor is equipped with a microwave oven and coffee maker, and a bookcase is serving as a makeshift pantry.
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Other neighbors down the street have done the same.
"Because it's our house. It's where we live," said Allen Dean.
They realize, although they lost so much, they are getting by with what was saved.
Before living on your second floor, it's important to make sure you're stocked up with any necessities you might need. Some families already purchased their new appliances, like a washing machine and dryer, to help make life a little more comfortable.
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