Fatin Ann Ward is being held on $100,000 bond on charges of second-degree larceny, voyeurism with malice and disseminating voyeuristic materials.
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Authorities say Ward and the Mount Kisco, New York, man made contact through Backpage.com.
He told police he paid Ward $250 for two sessions, but noticed she was using her phone during the second encounter. He says she threatened to post video online where his family and friends could find it.
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The two negotiated payments of more than $5,000, and he paid more than half before contacting police.
Ward denied the charges when interviewed by police.
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