A lot of people pay to see their credit scores, but one government agency wants you to be able to see it for free every time you open up a statement.
"Do you know what your credit score is?" we asked Houstonian Aubre Adams.
"No," Adams said.
"Do you know how to find them?" we asked.
"I know that there are websites that you can find it but I don't go on them"
Adams is not alone. Right now, finding your credit score costs money. Knowing if it's high or low can determine how much you'll pay for things like home loans or even car insurance.
"The lower the credit score, the greater the risk. So the lower that score gets, the greater interest you are going to pay because you represent more risk to that lender," said Joe Orsak with Improve My Credit USA in Humble.
Orsak says most people don't bother finding the score until they need it. That may change soon because the Consumer Financial Protection Bureau wants credit card issuers to put credit scores on a card holders' monthly statements.
Discover Card already does it.
Orsak says knowing your credit score is vital even for those who have no trouble getting a loan.
"You could come in with a score that is good enough to get approved, not know that there were some minor dings on there that were actually costing you," Orsak said.
Even if a credit score appears on your bill, it will not tell you if there are errors in your credit report. That is why it is still a good idea to check your credit report often.